Credit scoring, borrowing resolve qualities, or any other personal user account: Credit rating
Didn’t located functions that have been advertisedComplaint: Yesterday, We place a complaint within XXXX XX/XX/2019 Ailment # XXXX from dos Signature loans that have been inaccurately advertised while the Positive Ripoff in my opinion. Now, I received a contact away from XXXX XXXX, Secretary Director on User Get in touch with Heart fax # XXXX SFFCU. He replied of the saying I’m able to label to deal with my products. He put my Examining And you may Savings Savings account Matter When you look at the Committed Number On Email. My personal cellular phone is actually has just hacked. This produces Identity theft & fraud which will be extraordinary.Why Performed The guy Accomplish that? And you can how it happened inside my complaint number significantly more than end up in banging right up my personal credit0 do in order to the Useful Con to the Overdraft mortgage 80 and the Unsecured loan 81. We today are unable to purchase an auto Today. XXXX XXXX is money grubbing and needs getting discharged . knowledge their Personnel accomplish Positive Fraud with my age so you’re able to profit on the financial and work out browse XXXX to-do Positive Con. Sending My personal Family savings Matter On the internet I’m able to Report Him To your Police. He could be A foolish MANpany Reaction: Organization keeps taken care of immediately the user as well as the CFPB and you may chooses not to render a public impulse Closed that have reasons
Payday loans, title financing, otherwise consumer loan: Line of credit
Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why payday loans Anaheim CA would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
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